We equip leading Fintech issuers & processors with highly configurable
3D Secure ACS technology.
Who is Apata for?
We deliver a modern and flexible 3D Secure solution for Fintech issuers, challengers & processors. Our ACS supports 3DS1 and 3DS2, with full support for issuer SCA exemptions such as Transaction Risk Analysis (TRA) and Merchant Whitelisting.
create optimised processes
We work with you to create optimised challenge processes and reduce abandonment by dramatically improving the user experience. Our streamlined onboarding processes are designed with ease, efficiency and control in mind.
We’ve taken 8+ years of learnings to build a better 3D Secure solution for Fintech issuers, challengers & processors, ensuring ongoing access to reliable, competitive and easy to adopt capabilities.Get started
I’ve been working with the Apata team for 4 years. In my opinion their product engineering team is excellent. Their product design, solution flexibility and customer focus of the team makes them the best solution on the market for fintech issuers.
Director of Engineering, Wise
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